ZeraBooks

ZeraBooks is AI bookkeeping software that runs your books completely automated.

It's built for three kinds of people. Small business owners who are behind on their books and want them done without learning accounting. Bookkeepers who run many clients' books from one login. And accounting firms that need client bank, card, check and investment statements processed at volume, with custom workflows.

How it works. You upload bank and credit card statements as PDF or CSV. ZeraBooks reads every line, categorizes each transaction from the business's own reviewed history, and reconciles each month against the statement's printed opening and closing balances to the cent. Then it closes the month. When it isn't sure, it asks you instead of guessing, and every change can be undone.

What you get. General ledger, profit and loss, balance sheet, cash flow statement, trial balance, bills, invoices, month-end close, multi-client management, and Ask Zera, the AI bookkeeping agent.

Accuracy. The extraction engine is 99% accurate. After a couple of months, ZeraBooks categorizes 99.6% of transactions correctly.

Document processing. Bank, credit card, check and investment statements convert to Excel or CSV, with QuickBooks-, Xero- and Sage-ready CSV files. This is part of the paid subscription.

Pricing. $79 USD a month billed annually, or $149 billed monthly. 7-day free trial, no free plan. Setup and catch-up of past months are free.

What it doesn't do. No live bank feed, no payroll, no mobile app.